Terrapin

Terrapin auto-discovers and organises every receipt from email, banks, camera roll, and digital wallets - so freelancers and SMBs never miss a deduction. Every prior generation of expense tools - Concur, Expensify, Brex, Ramp - was built for finance teams and procurement departments. Nobody built for the individual freelancer, the sole trader, or the small business owner. Terrapin does. We're source-agnostic from day one. Terrapin connects to: ➤ Email inboxes (auto-detect receipts) ➤ Bank accounts (12,000+ institutions via Plaid) ➤ Camera roll (recognise receipts you've already photographed) ➤ Digital wallets (Apple Pay, Google Pay) No forwarding. No snapping. No manual entry. You don't change how you work - we just find the receipts that are already there. The Terrapin Partner Programme is built around the firms your clients already trust. 20% revenue share for accountants, 10% for bookkeepers. Direct exports formatted for your accountant, QuickBooks, Xero, and more. SOC 2 Type II certified. Bank-level encryption. Live across the US, UK, and Canada on iOS, Android, and web. Founded in 2025 by Tom Puddifoot (ex-GE, co-founder of Chain Asset Management Solutions - acquired by Stonehenge Capital), Ken (ex-GE, hospitality operator), and Will (freelancer, content creator).

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