Payload
Payload gives law firms across the US and Canada a single platform for every payment in their practice, from client retainers into IOLTA trust and earned fees into operating accounts to settlement disbursements, case-cost payouts, and refunds. It is built to embed directly inside the practice management and accounting systems firms already run, giving those platforms one API for collections, disbursements, and reconciliation so money movement happens inside the matter and trust ledgers automatically, from intake through settlement. The result is complete, compliant payment automation, with trust funds kept separate, three-way reconciliation handled, and the audit trail bar associations require are built in.
- Category: Finance
- Location: Cincinnati, Ohio, United States
- Founded: 2019-01-01
- Total funding: 1500000
- Website: https://payload.co
Product & Features
- A single API to embed inbound and outbound payments into legal software, across all modern payment methods, in the US and Canada.
- Direct integrations with legal platforms that embed trust-compliant collections, disbursements, and reconciliation into the systems firms already use.
- Supports ACH, eCheck, all major cards, mobile wallets, RTP, FedNow digital wire, wires,check payments, and more.
- ACH / eCheck is treated as a first-class payment method rather than a fallback, with faster funding, flexible transaction limits, and lower cost, fitting the large recurring and high-value payments common in legal work.
- Hosted payment links and a merchant dashboard for firms that want to collect directly today, with no integration required.
- IOLTA-compliant trust handling that keeps client funds separate and routes retainers, earned fees, and disbursements to the correct trust or operating account.
- Three-way reconciliation support with a clear audit trail, so trust, client ledger, and bank records stay in sync.
- Configurable fund routing and multi-party disbursements, including settlement and case-cost payouts, with control over timing and settlement rules.
- A convenience fee and surcharging model that keeps IOLTA balances to principal only and lets firms pass card costs to payers where permitted.
Founders & Team
- Ryan Rybolt — CEO
- Ian Halpern — CTO
Funding Rounds
- strategic investment — Undisclosed (2026-09)
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Frequently Asked Questions
What is Payload?
Payload gives law firms across the US and Canada a single platform for every payment in their practice, from client retainers into IOLTA trust and earned fees into operating accounts to settlement disbursements, case-cost payouts, and refunds. It is built to embed directly inside the practice…
What does Payload do?
A single API to embed inbound and outbound payments into legal software, across all modern payment methods, in the US and Canada. Direct integrations with legal platforms that embed trust-compliant collections, disbursements, and reconciliation into the systems firms already use. Supports ACH, eCheck, all major cards, mobile wallets, RTP, FedNow digital wire, wires,check payments, and more.
Who founded Payload?
Payload was founded by Ryan Rybolt and Ian Halpern.
How much funding has Payload raised?
Payload has raised 1500000 across 1 funding round.
Who are Payload's investors?
Payload's investors include Fifth Third.
What category does Payload fall under?
Payload is a legal technology company in the (CBU) Finance category.