360factors, Inc.
The main product is an integrated risk and compliance management software that leverages artificial intelligence to enhance risk assessments, streamline compliance monitoring, and provide predictive analytics for the financial services sector. Key functionalities include regulatory change management, issues management, and third-party risk management, all delivered through a cloud-based platform.
- Industry: Compliance Management & Reporting (AI-suggested classification)
- Location: Austin, Texas, United States
- Founded: 2012-01-01
- Total funding: 2000000
- Website: https://360factors.com
Product & Features
- Transforms siloed financial data into real-time insights for confident decision-making and risk management.
- Provides unified analytics with AI-powered benchmarking, custom dashboards, and automated alerts for performance.
- Delivers multi-dimensional analytics for loan portfolio risk, regulatory compliance, and strategic growth.
- Manages Current Expected Credit Losses (CECL) with multiple methodologies, auditability, and economic factor quantification.
- Utilizes AI-powered predictive models for customer segmentation, retention, and next-best-product recommendations.
- Identifies and addresses fair lending compliance issues proactively before regulatory examinations arrive.
- Aggregates and secures data in a cloud-based lakehouse with robust data governance and simplified accessibility.
Notable Customers
- American Banker ’s Association
- Lincoln Savings Bank
- Coastal Community Bank
- Choice Bank
- Drummond Community Bank
- Gateway Mortgage Group
- Plain Green, LLC
- First Hawaiian Bank
- German American Bank
- ABA Banking Journal
- Scotsman Guide
Recent News
- What Compliance Questions Are Banks Asking AI? (2026-07)
- AI-Powered Risk & Compliance for Financial Institutions | 360factors’ Solutions (2026-03)
Frequently Asked Questions
What is 360factors, Inc.?
The main product is an integrated risk and compliance management software that leverages artificial intelligence to enhance risk assessments, streamline compliance monitoring, and provide predictive analytics for the financial services sector. Key functionalities include regulatory change…
What does 360factors, Inc. do?
Transforms siloed financial data into real-time insights for confident decision-making and risk management. Provides unified analytics with AI-powered benchmarking, custom dashboards, and automated alerts for performance. Delivers multi-dimensional analytics for loan portfolio risk, regulatory compliance, and strategic growth.
Who are 360factors, Inc.'s customers?
360factors, Inc.'s customers include American Banker ’s Association, Lincoln Savings Bank, Coastal Community Bank, Choice Bank, Drummond Community Bank, Gateway Mortgage Group.
What category does 360factors, Inc. fall under?
360factors, Inc. is a legal technology company in the Compliance Management & Reporting (AI-suggested classification) category.
Where is 360factors, Inc. based?
360factors, Inc. is based in Austin, Texas, United States.
When was 360factors, Inc. founded?
360factors, Inc. was founded in 2012.